Choose between 2 packages


Features
SMF
SMF-i (islamic)
Minimum Facility Limit RM 10,000
Maximum Facility Limit up to RM 250,000 Based on the merits of the application
Acceptable Collaterals
  • Cash
  • Shares
  • RHB Fixed Deposit
  • Cash and Shariah-compliant ESOS shares
  • RHB Fixed / Term Deposit
Interest Rate / Profit Rate Based on the credit assessment and customer's credit rating
Stamp Duty / Facility Fee 0.5% of the facility amount payable upfront prior to the first drawdown
Upfront Fee / Drawdown Fee 0.25% of drawdown amount or RM100 whichever is higher, payable upfront prior to first drawdown Upfront fee for ESOS is RM125 per application
Margin of Financing Up to 70% Up to 85%
Eligibility Eligible Directors, Management & Employees

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